.vdh-page,.vdh-page *{box-sizing:border-box}
.vdh-page{--navy:#071a30;--orange:#f47b20;--orange2:#ffa35d;--blue:#247fba;--green:#147d59;--red:#b42318;--bg:#f2f5f8;--text:#142236;--muted:#66758a;--line:#dfe6ed;margin:0;padding:0 0 82px;background:var(--bg);color:var(--text);font-family:Inter,Arial,sans-serif;line-height:1.62}
.vdh-container{width:min(1240px,calc(100% - 32px));margin:auto}
.vdh-hero{min-height:490px;display:flex;align-items:center;background:radial-gradient(circle at 82% 25%,rgba(244,123,32,.3),transparent 25%),linear-gradient(122deg,#061426,#0b294b 57%,#184b76)}
.vdh-hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:65px;align-items:center;padding:65px 0 115px}
.vdh-breadcrumb{display:flex;gap:8px;flex-wrap:wrap;color:rgba(255,255,255,.65);font-size:13px}.vdh-breadcrumb a{color:#fff;text-decoration:none}
.vdh-eyebrow{margin:20px 0 12px;color:#ffb77f;font-size:12px;font-weight:900;letter-spacing:.13em;text-transform:uppercase}
.vdh-hero h1{margin:0 0 18px;color:#fff;font-size:clamp(40px,5vw,66px);line-height:1.04}.vdh-hero h1 span{color:#ffb275}.vdh-hero p{color:rgba(255,255,255,.8);font-size:18px}
.vdh-badges{display:flex;gap:9px;flex-wrap:wrap;margin-top:25px}.vdh-badge{padding:9px 13px;border:1px solid rgba(255,255,255,.16);border-radius:999px;background:rgba(255,255,255,.07);color:#fff;font-size:12px}
.vdh-visual{display:grid;place-items:center}.vdh-chart{display:flex;align-items:flex-end;gap:14px;width:300px;height:260px;padding:28px;border-radius:28px;background:#fff;box-shadow:0 30px 70px rgba(0,0,0,.3)}.vdh-bar{flex:1;border-radius:12px 12px 4px 4px;background:linear-gradient(180deg,var(--orange2),var(--orange))}.vdh-bar:nth-child(1){height:20%}.vdh-bar:nth-child(2){height:36%}.vdh-bar:nth-child(3){height:55%}.vdh-bar:nth-child(4){height:76%}.vdh-bar:nth-child(5){height:100%;background:linear-gradient(180deg,#1b4f7e,#071a30)}
.vdh-main{margin-top:-78px}.vdh-shell{overflow:hidden;border-radius:26px;background:#fff;box-shadow:0 28px 76px rgba(10,31,58,.14)}
.vdh-tabs{display:flex;gap:6px;overflow:auto;padding:10px;background:#eaf0f5}.vdh-tab{padding:12px 18px;border:0;border-radius:10px;background:transparent;color:#5f6e82;font-weight:900;cursor:pointer;white-space:nowrap}.vdh-tab.active{background:#fff;color:var(--navy)}
.vdh-panel{display:none}.vdh-panel.active{display:block}.vdh-panel-grid{display:grid;grid-template-columns:1fr 380px}.vdh-form{padding:39px 42px}.vdh-summary{padding:35px;background:var(--navy);color:#fff}
.vdh-kicker{color:var(--orange);font-size:12px;font-weight:900;letter-spacing:.12em;text-transform:uppercase}.vdh-form h2{margin:7px 0;color:var(--navy);font-size:31px}.vdh-intro{color:var(--muted)}.vdh-notice{margin:20px 0;padding:13px 15px;border:1px solid #d5e7df;border-radius:11px;background:#f0f8f5;color:#176547;font-size:13px;font-weight:800}
.vdh-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:17px}.vdh-field.full{grid-column:1/-1}.vdh-field label{display:block;margin-bottom:7px;color:var(--navy);font-size:13px;font-weight:900}.vdh-wrap{position:relative}.vdh-wrap input,.vdh-wrap select{width:100%;height:52px;padding:0 48px 0 14px;border:1px solid #ccd6e0;border-radius:11px;background:#fff;font-size:15px;outline:none}.vdh-wrap input:focus,.vdh-wrap select:focus{border-color:var(--blue);box-shadow:0 0 0 4px rgba(36,127,186,.11)}.vdh-unit{position:absolute;right:14px;top:50%;transform:translateY(-50%);color:#8491a3;font-size:12px;font-weight:900}
.vdh-check{display:flex;gap:10px;align-items:flex-start;padding:13px 14px;border:1px solid #d8e0e8;border-radius:11px;background:#fafbfd}.vdh-check input{width:18px;height:18px;margin-top:2px;accent-color:var(--orange)}
.vdh-button{width:100%;min-height:56px;margin-top:23px;border:0;border-radius:12px;background:linear-gradient(135deg,var(--orange),var(--orange2));color:#fff;font-size:15px;font-weight:900;cursor:pointer}
.vdh-message{display:none;margin-top:14px;padding:12px 14px;border-radius:10px;font-size:13px;font-weight:800}.vdh-message.visible{display:block}.vdh-message.error{background:#fff1f0;color:var(--red)}.vdh-message.success{background:#eef9f4;color:var(--green)}
.vdh-summary-label{color:#ffb77d;font-size:12px;font-weight:900;letter-spacing:.12em;text-transform:uppercase}.vdh-summary-total{margin:8px 0 20px;font-size:42px;font-weight:900}.vdh-summary-row{display:flex;justify-content:space-between;gap:15px;padding:13px 0;border-bottom:1px solid rgba(255,255,255,.1)}.vdh-summary-row span{color:rgba(255,255,255,.67);font-size:13px}
.vdh-month-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.vdh-month-card{padding:12px;border:1px solid var(--line);border-radius:10px;background:#fafbfd}.vdh-month-card label{display:block;margin-bottom:6px;font-size:12px;font-weight:900}.vdh-month-card input{width:100%;height:42px;padding:0 10px;border:1px solid #d4dde6;border-radius:8px}
.vdh-result-table{width:100%;min-width:900px;border-collapse:collapse}.vdh-result-table th,.vdh-result-table td{padding:11px;border-bottom:1px solid var(--line);text-align:right}.vdh-result-table th:first-child,.vdh-result-table td:first-child{text-align:left}.vdh-table-wrap{overflow:auto}
.vdh-results,.vdh-info{padding-top:34px}.vdh-result-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.vdh-card,.vdh-content,.vdh-side{padding:25px;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:0 11px 30px rgba(10,31,58,.05)}.vdh-card.highlight{background:linear-gradient(145deg,var(--navy),#194a78);color:#fff}.vdh-card h3{font-size:13px}.vdh-card strong{display:block;font-size:23px}
.vdh-info-grid{display:grid;grid-template-columns:1fr 365px;gap:34px}.vdh-content p,.vdh-side li{color:var(--muted)}.vdh-formula{display:grid;grid-template-columns:260px 1fr;gap:15px;margin:10px 0;padding:13px 15px;border:1px solid var(--line);border-radius:11px;background:#fafbfd}.vdh-disclaimer{margin-top:24px;padding:20px;border-left:4px solid var(--orange);background:#fff8f2;font-size:12px}
@media(max-width:1020px){.vdh-hero-grid,.vdh-panel-grid,.vdh-info-grid{grid-template-columns:1fr}.vdh-visual{display:none}.vdh-result-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:650px){.vdh-container{width:min(100% - 20px,1240px)}.vdh-form{padding:27px 20px}.vdh-grid,.vdh-result-grid,.vdh-month-grid{grid-template-columns:1fr}.vdh-formula{grid-template-columns:1fr}}