:root{--kr-blue:#062b5f;--kr-blue2:#0b3f86;--kr-orange:#ff8a00;--kr-bg:#f5f8fc;--kr-text:#102033;--kr-muted:#667085;--kr-border:#e6edf5;--kr-card:#fff;--kr-shadow:0 18px 55px rgba(6,43,95,.10)}
.kr-wrap{background:linear-gradient(180deg,#f6f9ff 0%,#fff 42%,#fff 100%);color:var(--kr-text)}
.kr-container{width:min(1180px,calc(100% - 32px));margin:0 auto}.kr-narrow{width:min(880px,calc(100% - 32px));margin:0 auto}
.kr-hero{padding:58px 0 34px;background:radial-gradient(circle at top right,rgba(255,138,0,.16),transparent 35%),linear-gradient(135deg,#062b5f,#0b3f86);color:#fff;overflow:hidden}.kr-hero-inner{display:grid;grid-template-columns:1.25fr .75fr;gap:28px;align-items:center}.kr-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.25);padding:8px 12px;border-radius:999px;font-weight:700;font-size:13px}.kr-hero h1{font-size:clamp(32px,5vw,58px);line-height:1.03;margin:18px 0 14px;color:#fff}.kr-hero p{font-size:clamp(16px,2vw,19px);line-height:1.7;color:rgba(255,255,255,.88);max-width:760px}.kr-hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.kr-btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 18px;border-radius:14px;text-decoration:none;font-weight:800;border:1px solid transparent}.kr-btn-primary{background:var(--kr-orange);color:#111}.kr-btn-light{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.25);color:#fff}.kr-panel{background:#fff;color:var(--kr-text);border-radius:24px;padding:22px;box-shadow:var(--kr-shadow)}.kr-panel strong{display:block;font-size:32px;color:var(--kr-blue)}.kr-panel span{display:block;color:var(--kr-muted);margin-top:4px}.kr-stats{display:grid;grid-template-columns:1fr 1fr;gap:12px}.kr-section{padding:42px 0}.kr-section-head{display:flex;align-items:flex-end;justify-content:space-between;gap:18px;margin-bottom:22px}.kr-section-head h2{font-size:clamp(26px,3vw,38px);margin:0;color:var(--kr-blue)}.kr-section-head p{margin:8px 0 0;color:var(--kr-muted);line-height:1.6}.kr-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.kr-card{background:var(--kr-card);border:1px solid var(--kr-border);border-radius:22px;box-shadow:0 10px 35px rgba(6,43,95,.06);transition:.2s ease;overflow:hidden}.kr-card:hover{transform:translateY(-3px);box-shadow:var(--kr-shadow)}.kr-card-link{display:block;padding:22px;text-decoration:none;color:inherit;height:100%}.kr-card-icon{width:48px;height:48px;display:grid;place-items:center;background:#fff4e7;border-radius:16px;font-size:24px;margin-bottom:14px}.kr-card-cat{font-size:12px;font-weight:800;color:var(--kr-orange);text-transform:uppercase;letter-spacing:.04em}.kr-card h3{font-size:21px;line-height:1.25;margin:8px 0 9px;color:var(--kr-blue)}.kr-card p{color:var(--kr-muted);line-height:1.62;margin:0 0 16px}.kr-card strong{color:var(--kr-blue2)}.kr-category-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.kr-category{padding:20px;border-radius:20px;background:linear-gradient(180deg,#fff,#f8fbff);border:1px solid var(--kr-border)}.kr-category b{display:block;color:var(--kr-blue);font-size:19px;margin-bottom:6px}.kr-category p{color:var(--kr-muted);margin:0;line-height:1.55}.kr-content{background:#fff;border:1px solid var(--kr-border);border-radius:24px;padding:32px;box-shadow:0 12px 45px rgba(6,43,95,.06)}.kr-content h2{color:var(--kr-blue);font-size:28px;margin:30px 0 12px}.kr-content h2:first-child{margin-top:0}.kr-content h3{color:#143760;font-size:21px;margin:24px 0 10px}.kr-content p,.kr-content li{line-height:1.78;color:#344054}.kr-content ul,.kr-content ol{padding-left:22px}.kr-note{border-left:5px solid var(--kr-orange);background:#fff7ed;padding:16px 18px;border-radius:16px;margin:18px 0}.kr-toc{display:flex;gap:10px;flex-wrap:wrap;margin:18px 0 0}.kr-toc a{background:#eef5ff;color:var(--kr-blue);padding:9px 12px;border-radius:999px;text-decoration:none;font-weight:700;font-size:13px}.kr-tool{background:#f8fbff;border:1px solid var(--kr-border);border-radius:22px;padding:22px;margin:20px 0}.kr-tool-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.kr-tool label{display:block;font-weight:800;color:var(--kr-blue);margin-bottom:6px}.kr-tool input,.kr-tool select{width:100%;border:1px solid #d0d8e4;border-radius:14px;padding:12px 14px;font-size:16px;background:#fff}.kr-result{margin-top:16px;padding:16px;border-radius:16px;background:#062b5f;color:#fff;font-weight:800;line-height:1.7}.kr-faq{border-top:1px solid var(--kr-border);padding:16px 0}.kr-faq h3{margin:0 0 8px}.kr-cta{background:linear-gradient(135deg,#062b5f,#0b3f86);color:#fff;border-radius:28px;padding:30px;margin-top:28px;display:flex;justify-content:space-between;gap:18px;align-items:center}.kr-cta h2{color:#fff;margin:0 0 8px}.kr-cta p{color:rgba(255,255,255,.86);margin:0}.kr-mini-list{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.kr-mini{padding:14px 16px;border-radius:16px;border:1px solid var(--kr-border);background:#fff}.kr-mini b{color:var(--kr-blue)}.kr-disclaimer{font-size:13px;color:var(--kr-muted);margin-top:14px}.kr-search{display:flex;gap:10px;margin-top:22px}.kr-search input{flex:1;border:0;border-radius:16px;padding:15px 16px;font-size:16px}.kr-search button{border:0;border-radius:16px;padding:0 18px;background:var(--kr-orange);font-weight:900;cursor:pointer}
@media(max-width:900px){.kr-hero-inner,.kr-grid,.kr-category-grid{grid-template-columns:1fr}.kr-stats,.kr-tool-grid,.kr-mini-list{grid-template-columns:1fr}.kr-section-head{display:block}.kr-cta{display:block}.kr-cta .kr-btn{margin-top:18px}.kr-hero{padding:40px 0 28px}.kr-content{padding:22px}.kr-search{display:block}.kr-search button{width:100%;height:48px;margin-top:10px}}